Many companies do not start out having insurance. Many companies start with one person doing sporatic work. Overhead is low and rates are kept low. Low rates makes customers happy especially when the work is good. An insured contractor can easily be outbid by a non-insured contractor. But God forbid an accident does occur. Who will pay for damage to the home and medical bills? Perhaps there is long term rehabilitation, who will pay for this? The burdon falls on the homeowner. www.ThompsonPowerwashing.com is insured for $1,000,000.00. We strongly suggest one to ask your contractor to see their declaration sheet and follow up to find out if the insurance is valid. It’s not worth saving a couple of dollars and risk losing everything you own to an uninsured contractor.
Many homeowners will ask if we have insurance. Very few will actually ask for proof. Do not simply accept a “yes” as proof of insurance. Ask to see a copy. Call the underwriter to see if it is current. The stakes are too high. Big things can go wrong. If your getting a cleaning quote that sounds too good to be true, it could be from a lack of proper insurance.